Buying a home can be one of the most significant investments you make in your life. You are not only choosing a place to live, you are probably investing a large portion of your assets. Using a REALTOR® to represent you in this process can help to make the process go smoother and may even save you money.
- Relationships in Real Estate
- Buyer Broker Agreement (short form)
- Buyer Broker Agreement (long form)
- Ten Rules to Follow When Buying a Home
The Buying process involves more than just looking at homes. Do you need a buyer’s agent? Maybe you just have a question about the home buying process. A REALTOR® at Granite Realty, LLC is just an email or a phone call (406) 839-2202 away.
The following 2 links may include helpful information during and after the purchasing of your home:
- Start packing early.
- Shop early for your home insurance. Your new lender will need this information early in the process. They will require that you prepay a year’s insurance at closing.
- Remember to contact the post office and other providers with your new address.
- Be sure and contact utility companies, phone, gas, electricity, cable and water etc.
- If you are selling simultaneously with your purchaser your new lender will require a copy of your closing statement from your sale be brought to closing.
- The title company will require a cashier’s check or wired funds. Some sellers won’t allow occupancy until they have their proceeds in hand and that can sometimes take a day or so after closing. Have your realtor find out when you can receive the keys and move in.
- If possible your new lender should have final figures and a closing statement for your review at least 24 hours prior to closing. This cannot always happen, though, so stay calm.
- You must bring valid and current picture identification to closing. Expect the title company to require a photocopy be placed in their file. Acceptable forms of identification are driver’s licenses or passports or other government picture identification.
- If you or a co-buyer or co-signer cannot be present at closing and a power of attorney must be used, contact the title company. They can provide you with an acceptable form of power of attorney.
- Schedule a final walk through with your realtor prior to closing.